:root{--navy:#062b63;--blue:#0d3f83;--red:#e21b23;--ink:#152238;--light:#f5f7fa;--line:#dfe6ee}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff}a{color:inherit}.top{background:#050505;color:#fff;padding:14px 4%;display:flex;align-items:center;justify-content:space-between;gap:20px}.logo{width:260px;max-width:45vw;height:auto}.top-right{display:flex;align-items:center;gap:24px;font-weight:700}.phone{font-size:24px}.btn{display:inline-block;background:var(--red);color:#fff;padding:14px 22px;border-radius:8px;font-weight:800;text-decoration:none;border:0;cursor:pointer}.btn.blue{background:var(--blue)}.nav{background:var(--navy);color:#fff;display:flex;justify-content:center;gap:26px;padding:13px 3%;font-size:14px;font-weight:800;overflow:auto}.nav a{text-decoration:none;white-space:nowrap}.nav a:hover{color:#ff6868}.hero{padding:70px 6%;background:linear-gradient(120deg,#fff 0%,#eaf3fb 100%);text-align:center}.eyebrow{font-weight:900;color:var(--blue);letter-spacing:1px}.hero h1{max-width:980px;margin:12px auto 18px;color:var(--navy);font-size:clamp(2.25rem,5vw,4rem);line-height:1.08}.hero p{max-width:850px;margin:0 auto 25px;font-size:19px;line-height:1.65}.actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}.wrap{max-width:1120px;margin:0 auto;padding:55px 22px}.section-title{text-align:center;color:var(--navy);font-size:clamp(1.8rem,3vw,2.35rem);margin:0 0 14px}.intro{max-width:850px;margin:0 auto 30px;text-align:center;line-height:1.7;color:#46505e}.local-panel{background:var(--light)}.topic-grid,.choice-grid,.faq-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.topic-card,.choice-card,.faq-card{border:1px solid var(--line);border-radius:14px;padding:24px;background:#fff;box-shadow:0 7px 22px rgba(16,42,76,.07)}.topic-card h3,.choice-card h3,.faq-card h3{color:var(--navy);margin:0 0 10px}.topic-card p,.choice-card p,.faq-card p{line-height:1.65;color:#46505e}.choice-grid{grid-template-columns:1fr 1fr}.help-grid{display:grid;grid-template-columns:1fr 1fr;gap:26px;align-items:start}.help-copy{padding:8px}.help-copy h2{color:var(--navy);font-size:2rem;margin-top:0}.help-copy p,.help-copy li{line-height:1.7}.form{background:#fff;border-radius:14px;padding:27px;box-shadow:0 10px 30px rgba(16,42,76,.12);border:1px solid var(--line)}.form h2{margin:0 0 8px;color:var(--navy)}.form input{width:100%;padding:13px;margin:6px 0;border:1px solid #cbd4de;border-radius:7px;font-size:16px;background:#fff}.consent{display:flex;gap:10px;margin:13px 0;font-size:13px;line-height:1.45}.consent input{width:auto;margin:3px 0 0}.form .btn{width:100%}.fine{font-size:13px;line-height:1.55;color:#5a6878}.related{background:#eef4fa;text-align:center}.cms-note{max-width:1050px;margin:0 auto 40px;padding:17px 20px;background:#f0f4f8;border-left:4px solid var(--blue);line-height:1.55;font-size:13px}footer{background:#06152a;color:#fff;padding:38px 6%;display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:28px}footer h2{font-size:16px;margin-top:0}footer p,footer a{font-size:14px;line-height:1.7;color:#e5edf7}.legal{background:#030b16;color:#cbd5df;text-align:center;padding:16px;font-size:12px}
@media(max-width:900px){.top{flex-direction:column}.top-right{flex-wrap:wrap;justify-content:center}.topic-grid,.faq-grid{grid-template-columns:1fr 1fr}.help-grid,footer{grid-template-columns:1fr}}
@media(max-width:600px){.topic-grid,.choice-grid,.faq-grid{grid-template-columns:1fr}.hero{padding:48px 5%}.top-right{gap:12px}.phone{font-size:20px}}